Can medical reimbursement be claimed on pregnancy bills?
I am collecting all hospital and scan bills but not sure what can be claimed from office insurance. HR is slow to reply and delivery expenses are already stressing me. Did anyone claim pregnancy bills successfully?
At our hospital the insurance desk handled most of it, they told me exactly what documents to submit and whether it was cashless or reimbursement. Best to ask the hospital billing or TPA desk directly, they deal with this daily.
It really comes down to your specific health policy terms. Maternity coverage, waiting period and sub limits vary a lot. I would read the policy wording or call the insurer rather than rely on general advice here.
Yes if your policy has maternity cover. We planned ours knowing the waiting period was already over. Save every bill, discharge summary, test report and prescription, claims get rejected over missing papers. Call your insurer to confirm the limit too.
Depends on your insurance or employer policy. Many group health policies cover maternity but with a waiting period, usually a couple of years. Check your policy document or ask HR, and keep ALL bills and reports, they ask for everything.
