Hamein toh is baare mein zyada pata nahi tha pehle. Par mere pati bol rahe the ki pregnancy mein thoda mushkil hota hai company se policy lena. Aap ek baar local agent se puch lo, sab theek ho jayega chinta mat karo beti.
I actually tried getting it during my 6th month. Many companies hesitate or load the premium because of pregnancy risks, so it's easier to apply before or right after delivery. But do check with a good agent once, mere case mein normal delivery ke baad smoothly ho gaya tha.
Oh achha, even I am planning to conceive soon and was wondering about this. Pls let me know if you find a company that approves it during pregnancy! It is so important to plan ahead.
Bhagwan sab theek rakhenge dear, don't worry. Honestly it's better to talk to an agent directly regarding the policies now, but main toh bolungi keep praying and enjoy this phase. Sab achha hi hoga, just take care of your health first.
Oh I remember stressing over this exact thing when I was pregnant! Actually most insurers have a waiting period or extra charges if you apply now. Better to wait till your little one is born, things get much simpler then, trust me.
