The hospital and scan bills are adding up so much and someone at office mentioned something about claiming medical stuff. Is delivery and pregnancy expense actually claimable here? Bit lost on how it works.
This is really a question for a tax consultant or CA, not us mommies haha. From what I know personal medical bills arent directly deductible, but insurance premiums and some preventive checkups have limits. Better confirm with a professional.
When we delivered the hospital billing desk gave us a detailed itemised bill for insurance claim, you can ask for that clearly. For tax benefit specifically, your accountant is the right person to ask.
In India most maternity costs come through ur health insurance, not income tax directly. Some employers cover delivery in group mediclaim, check ur HR. For tax, only medical insurance premium gives deduction usually, an actual CA can guide u better.
We claimed our hospital delivery bill through my husbands corporate health insurance, that saved a lot. On taxes its different, dont mix the two. Keep all original bills and discharge summary safe, insurance needs them.
