When I was getting admitted, I felt so relieved knowing that schemes like this cover delivery costs. It takes away so much financial stress from new parents.
I tracked everything on my apps, and yes, according to government guidelines, PM-JAY covers up to 5 lakh per family, which includes maternity and delivery services.
Yes, Ayushman Bharat covers delivery charges, including C-sections and pre/post-natal care at any empanelled hospital. Just make sure to check the hospital list beforehand so you don't face issues at the last minute.
My mother-in-law was saying we should check this too. Yes, it covers delivery and treatment, you just need to show your golden card at the empanelled hospital.