We have a Star Health policy and now that im planning, wanted to know if delivery and maternity stuff is covered or not. Honestly never read the fine print properly. Anyone here who claimed for their delivery with Star? How was the experience?
Haan, but only in specific plans and after a waiting period of 1-2 years. If your policy doesn't cover it, don't worry, just start saving some cash every month. Planning a budget private hospital or checking package rates in advance is a very practical way to manage costs.
Yes, some of their plans do cover it, but there is usually a waiting period of 1 to 2 years. I checked ours, but sadly we couldn't claim because we conceived early. At least now my husband spends that saved money on my midnight dessert cravings!
Yes they do, but only if you have those specific plans with maternity riders. My mother-in-law advised us to get a written confirmation from the insurance company about cashless facility at our hospital. It saved us from running around for cash on delivery day!
Please check the policy document or ask your agent about the waiting period. Also, verify with your hospital's TPA desk beforehand to avoid any last-minute stress during delivery.
We had the Star Comprehensive plan and it covered our delivery expenses nicely because we had crossed the 2-year waiting period. My father-in-law talked to the agent directly to clear all doubts before the admission. Do check with your agent once for peace of mind.
Yes, they cover it under specific plans, but always check their list of network hospitals first. Make sure your gynac's hospital is on their cashless list, and submit the pre-authorization form at least 3-4 days before any planned procedure.
I can only share my experience—we had Star Health and got around 50k covered for our normal delivery. But we had the policy for 3 years before conceiving. Definitely check your specific plan's terms.
I totally understand how stressful it can be to think about hospital bills while expecting your little miracle. Yes, Star Health has plans that cover maternity, but do check the waiting period terms. I hope everything goes smoothly for you and your baby, stay happy!
Actually yaar, they have a waiting period of 12 to 24 months on most maternity plans. If you conceived recently and just bought the policy, it won't cover the delivery, yaar. Better to check the exact policy terms right now to be sure.
Actually, I researched this thoroughly before my delivery. Star Comprehensive and Star Women Care plans cover maternity expenses up to a certain limit, but they have a waiting period of 12 to 24 months. If you bought the policy after getting pregnant, maternity won't be covered, so please double-check your policy start date.
