We dont have any private insurance and delivery costs are worrying me honestly. I have the ayushman card. Does it cover delivery and the scans too? Anyone who actually used it for pregnancy, would love to know.
Yes it does cover delivery for those who qualify. The main thing, check first if your family is eligible and pick a hospital that is empanelled, otherwise you cant claim. Confirm both before your due date.
In our town one didi got her delivery done free under Ayushman card in the government empanelled hospital. So haan it covers it if your name is in the list. Go check eligibility on the official site or at the CSC centre near you.
Maternity care is generally part of the package for eligible beneficiaries, but coverage details and the empanelled hospital list matter a lot. I would verify on the official PMJAY portal and confirm directly with the hospital before relying on it.
From what i checked, maternity and delivery including C-section are covered under PMJAY Ayushman Bharat if you are an eligible beneficiary and go to an empanelled hospital. We saved a lot this way. Carry your card and confirm with the hospital arogya mitra desk first.
Yes delivery is included for eligible families, but the catch is the hospital must be empanelled under the scheme. Best use of time, call the listed hospital first and ask if maternity is covered there before going, saves running around.