My husband and I are planning our family and thinking about finances. We have a mediclaim policy. Is pregnancy and delivery typically covered under mediclaim policies in India? What should we look for?
God willing, everything will work out smoothly. Most corporate insurances cover it, but private ones have some waiting time. Just stay positive, keep doing your prayers, and let your husband check with the HR or agent.
Haan, cover toh hota hai par usually 2-3 saal ka waiting period hota hai personal policies mein. Corporate wali policy hai toh pre and post-natal bills bhi clear ho jaate hain. Ek baar agent se baat kar lo na.
I am also trying to find this out! My husband's office policy covers up to 50k, but normal hospital charges are so high. Does anyone know if we can use two insurances together?
Some plans cover it, but the waiting period is so annoying. I got so anxious calculating the hospital deposit and delivery costs last week. Did anyone else feel stressed about these bills during their pregnancy?
Haan, corporate policies from big offices usually pay for it. But if you bought personal insurance, they might make you wait for some years. Do ask the hospital insurance desk, they are very helpful.
Yes, some policies cover it, but you must check the fine print carefully. There is usually a waiting period of 2 to 3 years. Be very careful and plan your finances beforehand so you don't face sudden stress.
