We are planning and I just realised I never checked my policy for this. The delivery cost is so high these days yaar. Does normal health insurance cover pregnancy and delivery or do u need a separate maternity add on? Pls share what u know.
At my hospital the insurance desk explained exactly what was covered and what was not before admission. Definitely ask the hospital billing team to verify with ur insurer in advance. Saved us surprises at discharge.
Most regular policies have a waiting period for maternity, often 2 to 4 years, so check ur policy fine print carefully. We planned ahead because of this. Delivery costs are no joke, so confirm early with ur insurer.
My company group insurance covered maternity which was a huge help. If u have one through work, check that first, it usually has no long waiting period. Saved me a lot of running around.
