In my biology classes, we learned that sperm can travel if it is near the opening, even without intercourse. Just to be absolutely sure, you should do a quick home test.
I totally understand how scared you might be feeling right now. Please know you are not alone, take a deep breath and just do a test to clear your mind, dear.
I can understand how confusing and stressful this must feel for you right now. Please don't beat yourself up, just take a deep breath and do a home test to get a clear answer.
Our bodies are very sensitive, and yes, it is possible for conception to happen this way. Try not to panic and just get a test kit from the pharmacy to check.
Don't waste money on hospital visits or blood tests for this yet. Just buy a simple 50-rupee urine test strip from any local chemist, it gives accurate results.
Yes, it is biologically possible if semen or pre-ejaculate comes into contact with the vaginal area, even without full penetration. If your periods are delayed, taking a simple home pregnancy test is the best way to be sure.