We are planning soon and just thinking ahead about the costs. Hubby has a company insurance but not sure if delivery and all is covered. Anyone here actually used their insurance for pregnancy? how did it work?
Actually even we are looking into this right now in my second trimester! Our corporate insurance covers it but only up to a certain limit. Does anyone else feel like the hospital bills are going to be super high regardless of insurance?
Honestly, all I wanted to do was eat and sleep, but my husband had to handle all the boring insurance paperwork lol. Some plans cover it and some have a waiting period. Better to ask your company's HR or check your policy papers while you enjoy some snacks!
With my terrible morning sickness, I was hospitalized once for dehydration and luckily our insurance covered it. But yes, normal maternity cover depends entirely on your specific policy and corporate benefits. Please check with your HR or insurance provider directly.
I panicked when I saw the delivery package rates at the hospital, but then we checked our corporate insurance and realized most of it was covered. Just talk to the hospital TPA desk directly, they will explain all the paperwork easily. It is much simpler than it looks, so don't worry!
Oh god, I worried so much about this! Some policies have a long waiting period of 2-4 years before covering maternity, so please check your policy terms immediately. I kept thinking what if they reject our claim, so call your agent right now to be sure.
