My husband and I are looking into health insurance options. Does Oriental Insurance typically cover pregnancy-related expenses and maternity care? We want to plan ahead.
Yes, they do cover it but only in specific plans like their Diamond variant or group policies. There is usually a waiting period of 2 to 4 years before you can claim maternity expenses. Don't assume anything, call their customer care directly and verify your plan details.
When I was looking for insurance, I felt so confused about the waiting periods! Oriental Insurance does have maternity cover but the waiting period is usually quite long if it's not a corporate policy. I had to pay out of pocket because my policy didn't have the active add-on. Definitely check your paperwork beforehand.
Haan, Oriental Insurance pregnancy cover karta hai, par ye aapke specific policy plan par depend karta hai. Kuch plans jaise Happy Family Floater mein maternity cover hota hai par standard waiting period rehta hai. Ek baar policy document dhyan se check kar lo na.
Actually, standard individual policies from Oriental don't cover pregnancy by default unless you have opted for a maternity add-on or a specific plan like Happy Family Floater. Also, please check the sub-limits on C-section and normal delivery, as they usually have a cap. Call your agent today to get exact details.
Yes, they cover it under specific plans, but you need to check your sum insured sub-limits and waiting periods first. If it's a corporate group policy from your office, the waiting period might be waived off. Check with your HR or TPA desk today to save time during admission.
