We have a star health policy and im now trying to figure out if delivery comes under it. Their wordings are so confusing yaar i couldnt make out the maternity part. Anyone here actually claimed for delivery with star health?
Usually these maternity covers kick in only after a waiting period, so check when you bought it. Also ask what all is included, delivery, tests, newborn cover. Get it in writing from them.
Maternity cover usually has a waiting period, often a few years, so it depends on which plan and how long you've had it. Best to call Star directly or check your policy document, dont rely on us, terms keep changing.
Quickest is to call the toll free number on your card and ask about maternity waiting period and room limits. I did that for mine, took 10 min and saved a lot of confusion later.
Some Star plans have a maternity benefit but with conditions and a waiting period. I'd suggest reading your specific policy wording or calling their helpline, since coverage differs plan to plan.